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Unsecured Loans

An unsecured loan is sometimes called a personal loan because it is not secured against property. So the good news is that you don't have to be a homeowner to apply.

The interest rate on an unsecured loan is based upon personal circumstances and the amount you require. Your credit rating will also be taken into account. Unsecured loans charge you an interest rate known as the APR - the Annual Percentage Rate. This "annual" rate means that the longer the repayment term, the more interest you pay, so always aim to borrow over as short a period of time as possible.

Because of the fact that securing the loan against property is not necessary, unsecured loans can be fast to obtain and Finance Now can arrange an unsecured loan with an instant decision for you, and make payment within 48 hours! You can borrow between £500 and £25,000, and we don't charge broker fees.

We're happy to accept tenant applications, and you can pay by direct debit if required. There are no restrictions of what you use the money for, so don't hesitate to contact us for a competitive quote. You can get an unsecured loan for:

Getting an unsecured loan can also be cheaper than hire purchase agreements for items such as electrical appliances etc.

For sensible borrowing, calculate your loan by working out how much you can afford to repay each month, rather than trying to decide simply how much you should borrow. Or if you are a homeowner, you might prefer to check out a secured loan, as this will allow you to borrow more over a longer period.

 
Our main loans lenders are Paragon, I Group, First Plus, Nemo, Blemain Finance and First National

Monthly Repayment & APR rate may vary on your personal circumstances.

OUR TYPICAL, VARIABLE RATE IS 11.3% APR. RATES RANGE FROM 7.4% APR to 27.60% APR THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

All loans subject to status in the UK to residents aged 18 and over and may be secured on property
Finance Now is a trading style of Click Financial - Bridge House, South Street, Farnham, Surrey GU9 7RS

© 2006 Finance Now